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Financial education for women 40+

Personal finance that respects experience.

Wealth Wise Women provides practical financial education for women navigating retirement, caregiving, estate planning, business ownership, and other major life transitions. We help you understand your options, evaluate tradeoffs, and ask stronger questions before making important financial decisions.
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Where we stand: workshops, group coaching, and downloadable resources are educational. Personalized recommendations happen only in a separate consultation, and only if you choose that step.

Next up
Biweekly group Zoom coaching sessions. New topic every two weeks, open to anyone who has attended a workshop.
How the program works

Education that leads to action

A clear progression, with no obligation to move past the step you came for.

Step one

Attend a workshop

Learn the fundamentals of an important financial topic in a clear, supportive environment.

Step two

Join biweekly Zoom coaching

Continue the conversation in scheduled group sessions focused on specific questions and strategies.

Step three

Schedule a consultation

Discuss your circumstances privately and identify areas that may require personalized analysis.

Your choice

Decide whether to continue

Participants who want individualized recommendations may pursue a separate advisory relationship.

Preparing for risks

Five risks that shape a woman's long-term financial security

Most financial content is built on broad market averages. These are the specific pressures that change outcomes for women 40+.
Risk #1

Living longer

A longer retirement means more years of inflation, more health care, and a greater chance of managing money alone.

81.4 yrs · Women
100%
76.5 yrs · Men
80%
Life expectancy at birth. Source and year to be confirmed before launch (CDC/NCHS life expectancy tables).
Risk #2

The earnings gap

Lower lifetime earnings compound into smaller retirement balances and a lower Social Security benefit.
$1.00 · Earned by men
100%
$0.81 · Earned by women
100%
Median earnings comparison. Confirm source and year before launch.
Risk #3

Career breaks for family care

A pause in income is rarely just a pause. Several things stop at the same time.

1

Income pauses

2

Raises and promotions stop

3

Retirement contributions stop

4

Social Security credits are affected

Risk #4

Playing it too safe

The question is not which is right, but how much of each, and for which expense.

Safety

Cash, savings, and principal protection. Supports emotional comfort and near-term needs.

VS

Growth

Equities and growth assets. Helps offset inflation over a long retirement.
Risk #5

Caring for an aging parent

Care costs and caregiving responsibilities land disproportionately on women, often at the peak earning years.

$6,200

Reported national median monthly cost of assisted living, 2025.

3 in 5

Family caregivers who are women (AARP / NAC).

$6,200

U.S. adults supporting an aging parent while also helping an adult child or grandchild (Pew Research Center).
Confirm all figures and cite the specific study and year before launch.
What we teach

Guidance built around real life

You already know how to open an account and compare a credit card. What changes after 40 is the shortening runway on retirement, long-term care, Social Security timing, estate documents, aging parents, divorce, and adult children moving home. We bring those topics together and explain how the instruments actually work, rather than selling the newest one.

Financial literacy

Plain-language education on how the pieces fit together, including the free and low-cost tools already available to you.

Retirement readiness

Social Security timing, retirement income, health care costs, longevity, and withdrawal planning.

Estate planning

Wills, trusts, beneficiary designations, powers of attorney, medical directives, and orderly transfers.

Caring for an aging parent

Practical planning for families supporting aging parents while protecting household stability.

Guaranteed income

Social Security, pensions, annuities, income floors, liquidity, inflation, fees, and the tradeoffs between them.

Small-business planning

Defined benefit plans, key person insurance, business structure, and owner estate planning.

Beyond education, toward confident action

Most financial websites blur this line. We draw it, in public, so you always know which side of it you are standing on.

Step one
Attend a workshop

Learn the fundamentals of one financial topic in clear language.

Step two
Join group coaching

Continue in biweekly Zoom sessions on specific questions and strategies.

Step three
Schedule a consultation

Discuss your circumstances privately and identify what may need personalized analysis.

The advisory line
Only if you choose

Personalized advisory services

Individualized recommendations, through a separate advisory relationship you agree to.

Everything to the left of the line is educational and open to anyone. Nothing there is a recommendation for your specific situation. Personalized guidance is offered only by choice and is never a condition of participation.

 
Why choose us

Education that gives you clarity, confidence and choice

Education first
We do not present education as advice. Workshops and coaching carry no product recommendation.
Inflation, changing job markets, and care costs are treated as planning realities, not an aberration.
Sponsorship keeps workshops, coaching sessions, and resources affordable.
Wealth Wise Women continues to be a resource for ongoing financial education and guidance.
Frequently asked

Questions we hear most

Who is Wealth Wise Women for?
Women 40+ and families navigating retirement planning, estate planning, caregiving, divorce, and other major financial transitions.
Financial literacy, retirement income, Social Security timing, estate planning, divorce, long-term care, guaranteed income, tax awareness, charitable giving, and small-business planning.
No. Workshops provide general education, examples, and planning concepts. A consultation may help identify areas that deserve deeper review based on your circumstances.
Website content, workshops, and group coaching are educational and do not include personalized legal, tax, or financial advice. Personalized recommendations may be provided only through a separate consultation and, where applicable, an established advisory relationship.
Yes. Presentations are available for organizations, businesses, community groups, and professional associations. Use the contact form and select “Request a speaking engagement.”
Next step

Start with one topic that matters to you now

Pick an upcoming workshop, join the next biweekly Zoom session, or download a checklist and see how it feels to have your information in one place.

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Request a consultation