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Financial literacy

Understanding options, tradeoffs, risks, and timelines before important decisions are made.
The idea

Clear explanations, in candid language

Financial literacy is the ability to understand your options, the tradeoffs between them, the risks attached to each, and the timeline you are working with.

We teach financial concepts through real-world cause and effect rather than theory, in language that is understandable. Conditions change: purchasing power, tax treatment, Social Security timing, how families use insurance, and how younger generations can reach home ownership. Those changes are worth understanding before they affect a decision you have already made.

The aim is a supportive community where these subjects can be discussed openly, and where you leave with a working understanding of the terms, documents, and questions that come up in every planning conversation.

Planning topics

What the sessions cover

Retirement income

Social Security, pensions, annuities, investment withdrawals, and part-time income considerations.

Health care and long-term care

Medicare, IRMAA, long-term care planning, caregiver responsibilities, and projected care needs.

Longevity planning

Planning for longer retirement horizons and income needs across different life stages.

Tax awareness

Roth IRA and traditional account basics, required minimum distributions, and tax-sensitive income planning.

Expected learning outcomes

After a session, participants should have a stronger working understanding of common financial terms, the documents involved, and the planning questions worth raising with a qualified professional.

Bring your questions to a live session

Workshops cover the fundamentals. Biweekly Zoom coaching goes deeper on whichever topic the group is working through.